KiwiSaver & Retirement | Lifetimes NZ

KiwiSaver 2026: Which Fund is Actually Winning the Performance Race?

If you're tracking your KiwiSaver fund performance in 2026, you might be surprised to learn that the winners aren't always the biggest banks – and the rankings keep shifting. The latest investment sur...

Feb 24, 2026 63

KiwiSaver & Retirement 4 min read

PIR Rates Explained: Are You Paying Too Much Tax on Your KiwiSaver?

Ever checked your KiwiSaver statement and wondered why the tax on your returns seems off? You're not alone—many Kiwis are paying too much (or too little) on their KiwiSaver earnings because of an inco...

Feb 21, 2026 69

KiwiSaver & Retirement 5 min read

KiwiSaver vs Other Investments: Where Should Your Money Go?

Ever wondered if your hard-earned cash is working as hard as it could in KiwiSaver, or if there's a better spot for it elsewhere? With house prices cooling and shares hitting new highs, many Kiwis are...

Feb 16, 2026 76

KiwiSaver & Retirement 5 min read

Best KiwiSaver Providers in NZ 2025: Complete Comparison

Choosing the right KiwiSaver provider can supercharge your retirement savings or first home deposit, especially with government contributions and employer matches adding free money to your account. In...

Feb 16, 2026 155

KiwiSaver & Retirement 7 min read

How to Choose the Right KiwiSaver Fund for Your Age

Choosing the right KiwiSaver fund is one of the most important financial decisions you'll make for your retirement. Your age, time horizon, and risk tolerance should guide your choice, but with 370 fu...

Feb 16, 2026 78

KiwiSaver & Retirement 5 min read

KiwiSaver Contribution Rate: Should You Increase Yours?

Ever wondered if that extra 0.5% from your paycheck could supercharge your retirement dreams? With KiwiSaver contribution rates set to rise to 3.5% from 1 April 2026, many Kiwis are asking: should I i...

Feb 16, 2026 71

KiwiSaver vs Other Retirement Options 5 min read

Retirement Planning for Kiwis (Beyond KiwiSaver)

Imagine waking up in your retirement years with the freedom to explore New Zealand's stunning landscapes—from tramping in Fiordland to relaxing on a Coromandel beach—without worrying about whether you...

Feb 08, 2026 121

KiwiSaver & Retirement 5 min read

Self-Employed? Your KiwiSaver Options Explained

Running your own business in New Zealand gives you freedom, but when it comes to retirement savings, self-employed Kiwis face a different path with KiwiSaver. Unlike employees who get employer contrib...

Feb 08, 2026 117

Budget 2025 KiwiSaver Changes 7 min read

How Budget 2025 KiwiSaver Changes Affect You (With Calculator)

If you're a Kiwi with a KiwiSaver account, the Government's Budget 2025 changes are already reshaping how your retirement savings work. Starting from 1 April 2026, your contributions are about to incr...

Feb 08, 2026 124

KiwiSaver & Retirement 5 min read

Complete Guide to KiwiSaver: A Beginner's Roadmap

Ever wondered if your KiwiSaver is quietly building the retirement you've always dreamed of, or if it's just sitting there gathering dust? For most Kiwis, it's the cornerstone of our nest egg, but wit...

Feb 08, 2026 130

KiwiSaver vs Other Retirement Options 4 min read

KiwiSaver vs. Investing: Which Should You Prioritize?

Imagine doubling your money every payday without lifting a finger—that's the magic of KiwiSaver's employer match. But what if you could access your cash sooner or chase higher returns through shares o...

Jan 31, 2026 130

KiwiSaver & Retirement 5 min read

Living Overseas with KiwiSaver: Repayment Rules Explained

Imagine packing up your life in Aotearoa for an exciting adventure abroad—maybe chasing job opportunities in London, family ties in the UK, or a fresh start in Canada. But what happens to your hard-ea...

Jan 31, 2026 128