KiwiSaver & Retirement | Lifetimes NZ

Living Overseas with KiwiSaver: Repayment Rules Explained

Imagine packing up your life in Aotearoa for an exciting adventure abroad—maybe chasing job opportunities in London, family ties in the UK, or a fresh start in Canada. But what happens to your hard-ea...

Jan 31, 2026 20

KiwiSaver vs Other Retirement Options 5 min read

KiwiSaver vs. Investing: Which Should You Prioritize?

Imagine doubling your money every payday without lifting a finger—that's the magic of KiwiSaver's employer match. But what if you could access your cash sooner or chase higher returns through shares o...

Jan 31, 2026 17

KiwiSaver Basics and Fund Selection 7 min read

Employer KiwiSaver Match: Don't Leave Free Money on the Table

Your employer's KiwiSaver contribution might be the easiest money you'll ever earn – yet many New Zealanders don't fully understand how it works or how to make the most of it. With significant changes...

Jan 31, 2026 35

KiwiSaver & Retirement 5 min read

KiwiSaver Withdrawal Strategy: Should You Access Your Money Early?

Imagine staring down a stack of overdue bills or dreaming of that first home deposit, with your KiwiSaver balance looking like a lifeline. But is dipping into it early really the smart move, or does i...

Jan 31, 2026 98

KiwiSaver Withdrawal for First Home 6 min read

Using KiwiSaver for Your First Home: The Full Process

Imagine standing in front of your dream home, keys in hand, knowing you've used every tool available to make it yours. For many Kiwis, KiwiSaver first home withdrawal is that game-changer, unlocking y...

Jan 31, 2026 19

KiwiSaver & Retirement 5 min read

How Much Will You Have at Retirement? KiwiSaver Projection Guide

Ever wondered if your KiwiSaver balance will stretch to a comfortable retirement? With contribution rates rising to 4% by 2028 and markets shifting, it's time to crunch the numbers using a KiwiSaver r...

Jan 31, 2026 17

KiwiSaver Basics and Fund Selection 6 min read

KiwiSaver Fund Types Explained: Conservative vs Growth

Ever wondered why your KiwiSaver balance swings wildly one year and barely budges the next? It's all down to the KiwiSaver fund type you've chosen – and getting it right can make a huge difference to...

Jan 31, 2026 17