Zoning and School Enrolment: How the System Works
Imagine discovering that the house you've set your heart on falls just outside the zone for your top-choice school, leaving your child's education up...
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SM
Sarah Mitchell
Senior Finance Writer
333
Articles
Sarah covers personal finance, tax, and KiwiSaver topics for Lifetimes NZ. She focuses on making money management straightforward and practical for everyday Kiwis.
Expertise & Credentials
I write to help New Zealanders make confident financial decisions with clear, accurate information.
Areas of Expertise
Personal Finance
Tax
KiwiSaver
Budgeting
Insurance
Articles by Sarah Mitchell
333 articles published
Categories:
Money & Finance (192)
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Taxes Explained (7)
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University Costs NZ: Full Breakdown Beyond Fees
Studying at a New Zealand university involves far more than just tuition fees. While headline fees grab attention, the true cost of your degree includ...
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Postgraduate Study NZ: Funding Options and Costs
Pursuing postgraduate study in New Zealand is an investment in your future, but it comes with significant costs. Whether you're considering a master's...
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Gap Year Options for Kiwis: Productive Time Off
A gap year doesn't have to mean endless partying or drifting aimlessly—it's your chance to build skills, earn money, and set yourself up for a stronge...
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Family Tax Credit Explained: Part of Working for Families
Raising a family in New Zealand comes with its share of financial pressures, from school costs to everyday essentials. That's where the Family Tax Cre...
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Orphan's Benefit and Unsupported Child's Benefit NZ
When a child can't live with their parents due to family breakdown or tragedy, Kiwi caregivers often step up without hesitation. But the financial rea...
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Disability Allowance NZ: What You Can Claim
Navigating the extra costs of living with a disability in New Zealand can feel overwhelming, but the Disability Allowance NZ offers vital financial re...
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Superannuation Portability: Moving Overseas with NZ Super
Imagine retiring to a sunny beach in Fiji or the Cook Islands, sipping a cold drink while your New Zealand Superannuation (NZ Super) lands in your acc...
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Reverse Mortgages NZ: Accessing Home Equity in Retirement
If you're approaching retirement and wondering how to make your home work harder for you financially, a reverse mortgage might be worth exploring. Thi...
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Retirement Savings Outside KiwiSaver: Your Options
Many Kiwis rely on KiwiSaver for their retirement nest egg, but it's not the only path to financial security. If you're self-employed, seeking more fl...
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Aged Residential Care: Understanding Rest Home Costs
As Kiwis, we all want the best for our whānau when the time comes for aged residential care. But with rest home costs averaging $1,450 per week or mor...
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Power of Attorney NZ: Protecting Yourself as You Age
As Kiwis, we pride ourselves on looking after our own, but what happens when age, illness, or an accident leaves us unable to manage our affairs? An E...
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