GST Registration: When Your Business Must Register
Imagine launching your dream Kiwi business—a cosy café in Wellington or an online store shipping nationwide—only to realise you're tangled in GST red...
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Sarah Mitchell
Senior Finance Writer
333
Articles
Sarah covers personal finance, tax, and KiwiSaver topics for Lifetimes NZ. She focuses on making money management straightforward and practical for everyday Kiwis.
Expertise & Credentials
I write to help New Zealanders make confident financial decisions with clear, accurate information.
Areas of Expertise
Personal Finance
Tax
KiwiSaver
Budgeting
Insurance
Articles by Sarah Mitchell
333 articles published
Categories:
Money & Finance (192)
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KiwiSaver Basics and Fund Selection (2)
Best Savings Accounts NZ 2025 (1)
How to Budget in NZ (1)
First-Home Buyer's Mortgage Guide (2)
Best Car Insurance NZ 2025 (1)
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Immigration & Moving (1)
Taxes Explained (7)
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KiwiSaver Withdrawal for First Home (1)
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Budget 2025 KiwiSaver Changes (1)
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Tax (1)
Business Setup (1)
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Sole Trader vs Company: Choosing Your Business Structure
Deciding between operating as a sole trader or incorporating a company can make or break your business journey in New Zealand. With unlimited personal...
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Business Insurance NZ: What Coverage You Actually Need
Running a business in New Zealand comes with risks you can't ignore. From fires and theft to legal disputes and cyber attacks, the unexpected can dera...
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Hiring Your First Employee: Complete NZ Guide
Bringing on your first employee marks a pivotal moment for your Kiwi business—it's the start of scaling up, but it comes with responsibilities you can...
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Working From Home Tax Deductions NZ
Imagine slashing hundreds of dollars off your tax bill simply by working from your Kiwi home office. With hybrid work here to stay, more New Zealander...
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ACC Levies for Businesses: Understanding Your Obligations
As a Kiwi business owner, few things hit your bottom line harder than unexpected ACC levy hikes—especially with the major changes rolling out in 2026....
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Importing Goods NZ: Customs Duties and GST
Ever ordered a bargain from overseas, only to be hit with a surprise bill from Customs? You're not alone—thousands of Kiwis importing goods each year...
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Utes and Work Vehicles: Tax and FBT Considerations
Picture this: you're cruising down State Highway 1 in your trusty double-cab ute, fresh from a job site, but as you pull into the driveway, a nagging...
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Provisional Tax NZ: How It Works for Business
If you're running a business in New Zealand, understanding provisional tax NZ is crucial for keeping your cash flow steady and staying on the right si...
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Bad Debts NZ: Writing Off Unpaid Invoices
When a customer doesn't pay an invoice, it doesn't just disappear—it becomes a bad debt that can drain your business cash flow and affect your bottom...
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NZ Driver License Test: What to Expect
Getting your driver's licence in New Zealand is a significant milestone, but the process can feel daunting if you're not sure what to expect. Whether...
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Car Financing NZ: Loan vs Lease vs Hire Purchase
Thinking about financing a new or used car in New Zealand? You're not alone—many Kiwis choose car financing to spread the cost without draining saving...
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