Separation and Divorce NZ: Financial Steps to Take
Separating or divorcing in New Zealand can feel overwhelming, especially when it comes to sorting out your finances. But taking the right steps early...
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Sarah Mitchell
Senior Finance Writer
333
Articles
Sarah covers personal finance, tax, and KiwiSaver topics for Lifetimes NZ. She focuses on making money management straightforward and practical for everyday Kiwis.
Expertise & Credentials
I write to help New Zealanders make confident financial decisions with clear, accurate information.
Areas of Expertise
Personal Finance
Tax
KiwiSaver
Budgeting
Insurance
Articles by Sarah Mitchell
333 articles published
Categories:
Money & Finance (192)
KiwiSaver & Retirement (11)
KiwiSaver Basics and Fund Selection (2)
Best Savings Accounts NZ 2025 (1)
How to Budget in NZ (1)
First-Home Buyer's Mortgage Guide (2)
Best Car Insurance NZ 2025 (1)
Family & Benefits (1)
Immigration & Moving (1)
Taxes Explained (7)
Trip Planning (1)
KiwiSaver Withdrawal for First Home (1)
Banking & Savings (7)
AEWV (1)
Term Deposits vs Bonds (1)
Managing Debt & Credit (1)
Home and Contents Insurance Guide (1)
Minimum Wage (1)
Legal Matters (8)
Pet Insurance (2)
Wildlife Wonders & Records (2)
Budget 2025 KiwiSaver Changes (1)
Personal Finance & Budgeting (14)
Cost of Living by City (3)
How Much Can I Borrow (1)
Life Insurance for Families (1)
Tax (1)
Business Setup (1)
Property Investment (1)
Salary Data (1)
NZ Superannuation & Retirement (1)
Business Loans (1)
Practical FAQs (2)
KiwiSaver vs Other Retirement Options (2)
Emergency Fund Setup Guide (1)
Tax Planning for Freelancers (1)
Investing 101 (12)
Fixed vs Floating Rates Explained (1)
Cost of Living (1)
Income Protection Insurance (1)
Visa Compliance (1)
Mortgages & Home Loans (8)
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Leave (1)
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Student Debt (1)
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KiwiSaver & Super (1)
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Pet Finance (2)
Consumer Guarantees Act: Your Rights When Things Go Wrong
Imagine buying a new washing machine that breaks down after just a few weeks, or hiring a plumber whose shoddy work floods your kitchen. In New Zealan...
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Privacy Rights NZ: What Businesses Can and Can't Do
Your personal information is valuable, and New Zealand's privacy laws exist to protect it. But what exactly can businesses do with your data, and what...
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Neighbours Trees NZ: Rights and Legal Options
Picture this: it's a sunny Kiwi weekend, and you're firing up the barbie in your backyard only to find your neighbour's sprawling pohutukawa blocking...
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Credit Scores NZ: How They Work and How to Check
Ever wondered why your loan application got rejected despite a steady job and regular KiwiSaver contributions? Or why interest rates seem sky-high on...
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Buy Now Pay Later NZ: Hidden Costs and Dangers
Imagine splurging on the latest smartphone or a stylish outfit online, only to discover later that those painless instalments have piled up into a deb...
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Financial Abuse: Recognising Signs and Getting Help
Imagine discovering that your hard-earned KiwiSaver savings have been secretly drained, or that debts you never agreed to are piling up in your name—a...
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Money and Mental Health: Managing Finances Through Tough Times
The relationship between your finances and your mental health is deeply interconnected. When money worries pile up, stress levels spike—and when you'r...
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Saving for a Wedding NZ: Realistic Budget Guide
Planning your dream wedding in New Zealand doesn't have to break the bank or derail your financial future. With average costs ranging from NZ$15,000 f...
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Managing Money as a Couple: Joint Finance Strategies
Navigating finances together can strengthen your relationship or spark tension—depending on how you approach it. For Kiwi couples, mastering managing...
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KiwiSaver for Over 60s: Is It Too Late to Join?
Many Kiwis in their 60s wonder if it's too late to jump into KiwiSaver, especially with retirement looming and recent changes shaking up the scheme. T...
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KiwiSaver Death Benefit: What Happens to Your Savings
Imagine this: you've diligently contributed to your KiwiSaver for decades, watching it grow into a substantial nest egg. But what happens to those har...
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