Shares vs Property NZ: Building Long-Term Wealth
For many Kiwis, building long-term wealth boils down to one big question: should you pour your hard-earned savings into shares or sink them into prope...
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Sarah Mitchell
Senior Finance Writer
333
Articles
Sarah covers personal finance, tax, and KiwiSaver topics for Lifetimes NZ. She focuses on making money management straightforward and practical for everyday Kiwis.
Expertise & Credentials
I write to help New Zealanders make confident financial decisions with clear, accurate information.
Areas of Expertise
Personal Finance
Tax
KiwiSaver
Budgeting
Insurance
Articles by Sarah Mitchell
333 articles published
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Investment Property Accounting NZ: Record-Keeping Guide
Investing in New Zealand property can build serious wealth, but getting the accounting wrong risks IRD penalties, lost deductions, and audit headaches...
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Earthquake Prone Buildings: What Buyers Need to Know
If you're thinking about buying a property in New Zealand, understanding earthquake-prone buildings (EPBs) is crucial. The government has just overhau...
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Heritage Buildings NZ: Rules for Owners and Buyers
Owning or buying a heritage building in New Zealand can be a rewarding way to connect with our rich history, but it comes with strict rules designed t...
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Buying with Family: Co-Ownership Agreements NZ
Buying a home with family members can make homeownership more affordable, but it also comes with legal complexities and potential pitfalls. Whether yo...
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Settlement Day NZ: What Happens and What to Prepare
Imagine the thrill of finally holding the keys to your new Kiwi home after months of house hunting, finance approvals, and paperwork. But as settlemen...
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Unconditional Offers NZ: Risks of Going Unconditional
Imagine spotting your dream home in a heated Auckland market, heart racing as you craft an offer to outbid the competition. In a rush of excitement, y...
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Multi-Offer Situations: How to Win in a Hot Market
Imagine spotting your perfect Kiwi dream home in a buzzing suburb like West Auckland or Christchurch—only to discover you're not the only one in love...
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Renting with Pets NZ: Finding Pet-Friendly Rentals
Imagine the heartbreak of leaving your loyal dog or beloved cat behind while hunting for a new rental in Aotearoa. For many Kiwis, our pets are family...
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Tenancy Tribunal: How to Prepare and What to Expect
Imagine this: you've poured your hard-earned cash into rent every week, only to face a landlord dragging their feet on urgent repairs, or perhaps you'...
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Healthy Homes Assessment: What Landlords Must Provide
If you're a Kiwi landlord, the clock is ticking towards full Healthy Homes compliance by 1 July 2025 – and a professional Healthy Homes Assessment is...
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ACC Cover for Sports Injuries: What Athletes Should Know
Picture this: you're powering through a weekend rugby match in Wellington, tackling with the ferocity of an All Black, when a crunching collision leav...
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