Tax Planning for Freelancers and Contractors NZ
As a freelancer or contractor in New Zealand, you're your own boss, but that freedom comes with the responsibility of managing your taxes effectively....
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Sarah Mitchell
Senior Finance Writer
333
Articles
Sarah covers personal finance, tax, and KiwiSaver topics for Lifetimes NZ. She focuses on making money management straightforward and practical for everyday Kiwis.
Expertise & Credentials
I write to help New Zealanders make confident financial decisions with clear, accurate information.
Areas of Expertise
Personal Finance
Tax
KiwiSaver
Budgeting
Insurance
Articles by Sarah Mitchell
333 articles published
Categories:
Money & Finance (192)
KiwiSaver & Retirement (11)
KiwiSaver Basics and Fund Selection (2)
Best Savings Accounts NZ 2025 (1)
How to Budget in NZ (1)
First-Home Buyer's Mortgage Guide (2)
Best Car Insurance NZ 2025 (1)
Family & Benefits (1)
Immigration & Moving (1)
Taxes Explained (7)
Trip Planning (1)
KiwiSaver Withdrawal for First Home (1)
Banking & Savings (7)
AEWV (1)
Term Deposits vs Bonds (1)
Managing Debt & Credit (1)
Home and Contents Insurance Guide (1)
Minimum Wage (1)
Legal Matters (8)
Pet Insurance (2)
Wildlife Wonders & Records (2)
Budget 2025 KiwiSaver Changes (1)
Personal Finance & Budgeting (14)
Cost of Living by City (3)
How Much Can I Borrow (1)
Life Insurance for Families (1)
Tax (1)
Business Setup (1)
Property Investment (1)
Salary Data (1)
NZ Superannuation & Retirement (1)
Business Loans (1)
Practical FAQs (2)
KiwiSaver vs Other Retirement Options (2)
Emergency Fund Setup Guide (1)
Tax Planning for Freelancers (1)
Investing 101 (12)
Fixed vs Floating Rates Explained (1)
Cost of Living (1)
Income Protection Insurance (1)
Visa Compliance (1)
Mortgages & Home Loans (8)
Banking & Finance (1)
Travel Insurance Comparison (1)
Leave (1)
Business Insurance (1)
Accounting Software (1)
Pet Health (1)
South Island (2)
Travel Styles (1)
Environmental & Scientific Records (1)
Insurance (6)
AML Compliance (1)
Local Marketing (1)
Contracts (1)
Destinations (2)
Cultural & Social Curiosities (2)
Immigration Law (1)
Language & Names (1)
Student Debt (1)
Superannuation (1)
KiwiSaver & Super (1)
Superannuation & Pensions (1)
Deposits & Saving (1)
Pet Finance (2)
How to Teach Kids About Money in NZ
Imagine your child confidently navigating KiwiSaver contributions, spotting a scam before it hits, or choosing between needs and wants at the supermar...
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Beginner's Guide to Investing in New Zealand
Getting started with investing in New Zealand doesn't have to be complicated. Whether you're looking to grow your wealth, save for retirement, or buil...
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How to Buy Shares in New Zealand: Step-by-Step Guide
Ever wondered how to dip your toes into share investing without getting overwhelmed? Whether you're saving for a house deposit, retirement, or just wa...
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ETFs vs Managed Funds: Which is Better for Kiwi Investors?
When you're ready to invest your money, you'll likely come across two main options: exchange-traded funds (ETFs) and managed funds. Both offer diversi...
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Index Funds NZ: The Simple Way to Invest
Ever wondered how to grow your hard-earned KiwiSaver or savings without spending hours picking stocks or paying sky-high fees? Index funds offer a str...
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Compound Interest: How It Can Make You Wealthy
Imagine turning a modest KiwiSaver contribution into a nest egg that funds your retirement dreams— that's the magic of compound interest. It's not jus...
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Best Investment Platforms in NZ 2025: Sharesies vs Hatch vs InvestNow
Ready to dip your toes into investing but overwhelmed by the options? For Kiwis in 2025, platforms like Sharesies, Hatch, and InvestNow make it easier...
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Dividend Investing NZ: Building Passive Income
Imagine kicking back with a flat white in hand, watching regular payments hit your bank account without lifting a finger—that's the allure of dividend...
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FIF Tax Rules Explained: Investing in Overseas Shares
If you're a Kiwi investor with money in overseas shares, you've probably heard the term "FIF tax" and wondered what it actually means for your portfol...
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How to Invest $1000 in New Zealand
Got $1000 burning a hole in your pocket? You're not alone—many Kiwis are looking to make their first investment move right here in Aotearoa. Whether y...
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Property vs Shares: Where Should Kiwis Invest?
Ever wondered if that deposit in your KiwiSaver could grow faster in shares, or if buying a rental property in Christchurch is the smarter long-term p...
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