Ethical Investing NZ: How to Invest With Your Values
Ever wondered if your KiwiSaver or shares portfolio is funding fossil fuels, tobacco, or human rights abuses? You're not alone—thousands of Kiwis are...
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Sarah Mitchell
Senior Finance Writer
333
Articles
Sarah covers personal finance, tax, and KiwiSaver topics for Lifetimes NZ. She focuses on making money management straightforward and practical for everyday Kiwis.
Expertise & Credentials
I write to help New Zealanders make confident financial decisions with clear, accurate information.
Areas of Expertise
Personal Finance
Tax
KiwiSaver
Budgeting
Insurance
Articles by Sarah Mitchell
333 articles published
Categories:
Money & Finance (192)
KiwiSaver & Retirement (11)
KiwiSaver Basics and Fund Selection (2)
Best Savings Accounts NZ 2025 (1)
How to Budget in NZ (1)
First-Home Buyer's Mortgage Guide (2)
Best Car Insurance NZ 2025 (1)
Family & Benefits (1)
Immigration & Moving (1)
Taxes Explained (7)
Trip Planning (1)
KiwiSaver Withdrawal for First Home (1)
Banking & Savings (7)
AEWV (1)
Term Deposits vs Bonds (1)
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Pet Insurance (2)
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Budget 2025 KiwiSaver Changes (1)
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Cost of Living by City (3)
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Tax (1)
Business Setup (1)
Property Investment (1)
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NZ Superannuation & Retirement (1)
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Practical FAQs (2)
KiwiSaver vs Other Retirement Options (2)
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Investing 101 (12)
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Mortgage Refinancing: When Does It Make Sense?
Imagine shaving thousands off your mortgage interest while unlocking cash for that home reno or debt consolidation you've been dreaming about. For Kiw...
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How to Pay Off Your Mortgage Faster (NZ Strategies)
Imagine owning your home outright years earlier than planned, freeing up thousands in interest payments and giving you financial freedom sooner. For K...
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Mortgage Break Fees NZ: How Much Will It Cost to Switch?
Ever stared at your mortgage statement, dreaming of switching to a lower rate but frozen by the dreaded words "break fee"? You're not alone—thousands...
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Offset Mortgages NZ: Are They Worth It?
Imagine slashing thousands off your mortgage interest without locking away a single dollar. That's the promise of offset mortgages NZ – a smart tool K...
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Revolving Credit Mortgages: Pros and Cons for Kiwis
Imagine turning your everyday bank account into a powerful tool that chips away at your mortgage interest every time you deposit your paycheck. That's...
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Health Insurance NZ: Complete Guide to Going Private
Imagine facing a sudden health scare in New Zealand—long public hospital waits could stretch weeks or months, but with private health insurance, you c...
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Travel Insurance NZ: What to Look For Before You Go
Picture this: you're hiking the Tongariro Crossing, the mist rolling off the emerald lakes, when a sudden twist of ankle leaves you stranded. No worri...
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Pet Insurance NZ 2025: Is It Worth the Cost?
Imagine coming home to your loyal labrador, only to find them limping after a sudden accident. A trip to the vet reveals surgery costs over $5,000—mon...
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Landlord Insurance NZ: Protecting Your Investment Property
Imagine coming home to discover your prized investment property in Auckland has been trashed by tenants—walls punched, carpets ruined, and worst of al...
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Natural Disaster Insurance in NZ: What EQC Covers
Imagine waking up to the ground shaking violently beneath your Kiwi home, or watching floodwaters rise after a fierce storm—scenarios all too familiar...
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Bright-Line Test Explained: Tax on Property Sales
Ever flipped a property for a quick profit or held onto an investment longer than planned? In New Zealand, the Bright-Line Test could mean the differe...
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