How to Withdraw KiwiSaver for Your First Home (2026 Guide)
Imagine standing in front of your dream home in Auckland or Christchurch, keys in hand, knowing you've just used your KiwiSaver savings to make it you...
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Sarah Mitchell
Senior Finance Writer
333
Articles
Sarah covers personal finance, tax, and KiwiSaver topics for Lifetimes NZ. She focuses on making money management straightforward and practical for everyday Kiwis.
Expertise & Credentials
I write to help New Zealanders make confident financial decisions with clear, accurate information.
Areas of Expertise
Personal Finance
Tax
KiwiSaver
Budgeting
Insurance
Articles by Sarah Mitchell
333 articles published
Categories:
Money & Finance (192)
KiwiSaver & Retirement (11)
KiwiSaver Basics and Fund Selection (2)
Best Savings Accounts NZ 2025 (1)
How to Budget in NZ (1)
First-Home Buyer's Mortgage Guide (2)
Best Car Insurance NZ 2025 (1)
Family & Benefits (1)
Immigration & Moving (1)
Taxes Explained (7)
Trip Planning (1)
KiwiSaver Withdrawal for First Home (1)
Banking & Savings (7)
AEWV (1)
Term Deposits vs Bonds (1)
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Budget 2025 KiwiSaver Changes (1)
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Tax (1)
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Retirement Planning for Kiwis (Beyond KiwiSaver)
Imagine waking up in your retirement years with the freedom to explore New Zealand's stunning landscapes—from tramping in Fiordland to relaxing on a C...
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Self-Employed? Your KiwiSaver Options Explained
Running your own business in New Zealand gives you freedom, but when it comes to retirement savings, self-employed Kiwis face a different path with Ki...
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How Budget 2025 KiwiSaver Changes Affect You (With Calculator)
If you're a Kiwi with a KiwiSaver account, the Government's Budget 2025 changes are already reshaping how your retirement savings work. Starting from...
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Complete Guide to KiwiSaver: A Beginner's Roadmap
Ever wondered if your KiwiSaver is quietly building the retirement you've always dreamed of, or if it's just sitting there gathering dust? For most Ki...
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NZ Tax System Basics: PAYE GST and More
Ever wondered why your paycheck shrinks more than expected, or how that 15% added to your coffee bill funds our roads and hospitals? You're not alone—...
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IRD Refunds and Tax Returns: How to Claim What You're Owed
If you've been paying tax in New Zealand, you might be owed money back. The Inland Revenue Department (IRD) processes thousands of refunds every year,...
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Tax Deductions and Expenses: What Can You Claim?
Getting your tax deductions right can save you hundreds or even thousands of dollars each year. Whether you're self-employed, running a small business...
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Trusts and Tax Planning in NZ
Imagine safeguarding your family's home from unexpected claims while smartly minimising your tax bill—all legally and within New Zealand's rules. For...
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Crypto Tax NZ: How to Report Bitcoin and Crypto
Ever bought Bitcoin on a whim, watched it skyrocket, then cashed out for a tidy profit? In Aotearoa, that thrill comes with a tax twist. The Inland Re...
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Tenancy Disputes and Legal Aid: Getting Help
Imagine coming home to a leaky roof after a heavy Auckland downpour, only to have your landlord brush off your urgent repair request. Or as a landlord...
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Small Claims: Disputes Tribunal Guide NZ
If you've got a dispute with a business, neighbour, or another person and you're not sure how to resolve it, New Zealand's Disputes Tribunal might be...
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