KiwiSaver Default Funds: Are You Still in One?
Ever wondered if your KiwiSaver savings are parked in a default fund, quietly chugging along without you steering the ship? With over 3 million Kiwis...
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The Lifetimes NZ editorial team curates, fact-checks, and updates guides on personal finance, property, health, immigration, legal, business, and lifestyle topics relevant to Lifetimes NZ readers. Articles are produced with AI assistance and reviewed by the editorial team before publication.
The Lifetimes NZ editorial team brings together research, fact-checking, and content production for our readers. We cover personal finance, housing, health, legal, immigration, careers, and everyday life topics — translating official government, regulator, and industry sources into clear, practical guidance. Our articles are produced collaboratively, with AI assistance used during research and drafting, and reviewed by the editorial team before publication. We do not represent that articles are written by licensed professionals (e.g. doctors, lawyers, accountants, immigration consultants). For decisions on YMYL topics like medical care, legal matters, immigration applications, or major financial commitments, please consult a qualified, registered professional in your jurisdiction. If you spot an inaccuracy or have feedback, please contact us — we welcome corrections and update articles regularly.
1095 articles published
Ever wondered if your KiwiSaver savings are parked in a default fund, quietly chugging along without you steering the ship? With over 3 million Kiwis...
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Ever wondered where your hard-earned KiwiSaver contributions are really going? With fees quietly nibbling at your retirement nest egg, understanding t...
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Turning 65 marks a pivotal moment for Kiwis who've diligently saved through KiwiSaver—it's when those locked-away funds finally become accessible, off...
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Imagine facing a diagnosis that turns your world upside down—a serious illness that not only threatens your health but also your financial stability....
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Feeling the pinch with KiwiSaver deductions eating into your paycheck? A KiwiSaver contribution holiday could be the relief you need, letting you paus...
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Imagine earning interest on your savings, only to watch a big chunk disappear to tax at your personal income rate of up to 39%. Now picture keeping mo...
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If you're looking to make your savings work harder, a bonus saver account could be the perfect fit. These accounts reward you for growing your balance...
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Imagine watching your child's eyes light up as their pocket money grows into real savings, complete with interest that teaches the magic of compound g...
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Imagine this: you're building a life together in New Zealand, splitting rent in Auckland, saving for a KiwiSaver boost towards that first home, or jus...
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Imagine ditching the queues at your local branch, managing your money from your phone anywhere in New Zealand, and potentially earning higher interest...
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Imagine locking in your dream home at rock-bottom rates, only to face a refix that spikes your repayments by $600 a month. For many Kiwis, this isn't...
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If you're thinking about buying a home or investment property in New Zealand, you've probably heard the term "LVR" thrown around by banks and mortgage...
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